PGP YL financial aid options and scholarship
PGP YL
Fees and Scholarships
Fees and Scholarships
At ISB, financial access is not an obstacle, it is an enabler.
We are committed to providing you a world-class education, irrespective of your socio-economic status or financial standing. We offer flexible payment plans and have tie-ups with leading banks to provide you with loan assistance.
ISB also offers a range of scholarships to recognise your academic excellence, support financial need, and encourage a commitment to meaningful impact. These aim to make high-quality management education accessible to deserving candidates from diverse backgrounds.
Programme Fee
The programme fee for the academic year 2026-28 is ₹25,60,000 + taxes (for shared accommodation and single installment payment). This includes admission and tuition fees, commitment fees, and course material. Other expenses include an accommodation fee and a refundable security deposit.
Note: This fee structure applies to the PGP YL Co '28, which will be enrolled in June 2026. The fee structure for the PGP YL Co '29 will be announced shortly.
Security Deposit
In addition to the programme fee, ISB charges a refundable security deposit of ₹20,000 to cover unforeseen charges. This amount is refundable after deducting any dues payable to the school at programme completion.
✔ Collateral free loan
✔ No prepayment charges/foreclosure charges
✔ Repayment tenure as long as 15 years with a very low EMI
✔ 100% tax benefit for interest paid under Sec (80E)
| AXIS BANK EDUCATION LOAN-TERM AND CONDITIONS* | ||
| INDIAN SCHOOL OF BUSINESS, HYDERABAD | ||
| S.No | Parameters | Details |
| 1 | Eligibility | Student should be an Indian national & have secured admission on merit basis through entrance test/selection process of the Institute |
| 2 | Course Name | PGP YL |
| 3 | Unsecured Loan Amount | Unsecured loan amount up to Rs 50 lakh |
| 4 | Repayment Type/ Repayment Tenure/ROI | Immediate EMI, 10 yrs, 8.25% Moratorium Applicable (Course period + 6 months), 15 yrs, 8.25% |
| 5 | Margin | 5% margin on loan amount above 4 lakh |
| 6 | Processing Charges | Applicable as per bank norms |
| 7 | Loan Disbursement | To the institute (Indian School of Business) |
| 8 | Co-Applicant | Applicable as per Axis Bank norms for Principal Moratorium Cases* |
| 9 | Insurance | Max Life Insurance |
| 10 | Axis Bank Contact | Jagadishwar Reddy +91-9959681469 patlolla1.reddy@axisbank.com Mr. Lakshmikanth Samaya Mobile No: +91-8297133888 Email ID: lakshmikanth.samaya@axisbank.com |
*Approval, sanction and disbursement subject to bank's internal policy checks, process and eligibilty
| Maximum loan amount (without collateral security) |
Rs. 40 lacs |
| Margin Money | Nil |
| Repayment Period | -For loans up to Rs. 7.50 lakhs: Maximum 10 years (excluding moratorium) -For loans above Rs. 7.50 lakhs: Maximum 15 years (excluding moratorium) |
| Moratorium Period | Course period + (1 year/ -06- months after obtaining job, whichever is earlier) |
| Rate of Interest | Starting from @ BRLLR -1 i.e 7.65% (floating) |
| Repayment Type | EMI/Simple Interest/Token Amt/Complete Moratorium |
| Processing Fee Amount | Nil |
| Collateral Security |
- Up to Rs. 40.00 lakhs: Co-obligation of parents/guardian and assignments of future income. |
| GCLI (Group Credit Life Insurance) |
GCLI is mandatory. |
| Pre-payment Charges | Nil |
| Contact Point |
Hyderabad- ELSC, # 1-8-664, 2nd floor, Plot No. 21/1, M. H. Bhavan, Azamabad, Near RTC Kalyana Mandapam, Hyderabad-500020. Email- elsc.hyderabad@bankofbaroda.comPoint(s) of
Srinivas R D |
| Eligibility |
|
| Loan Quantum | The maximum eligible loan for Students of ISB, Hyderabad & Mohali – Limit up to Rs. 50.00 lakhs |
| Margin Money | Nil (Scholarship/assistantship if any to be included in margin.) |
| Processing Charges | Nil |
| Security |
|
| Rate of Interest | 7.35% (Floating) |
| Repayment Tenure |
|
| Expenses Considered for Loan |
|
| Insurance cover | Obtention of life insurance cover is not mandatory, however it can be obtained at the option of the student borrower. Insurance premium can be a part of education loan project cost. |
| Pre-payment Charges | Nil |
| Contact Persons |
Mr Patan Khalimullah Khan, Nodal Branch Details: Mrs Ramya K Mrs B Swati Mohali Branch Details: Mrs. Rashmi Kumari Mr. Iqbal Singh Jaswal |
| EMI Calculator | https://canarabank.com/emi |
| Maximum Loan Amount | Rs. 50 lacs |
| Margin Money | NIL |
| Repayment Period | 15 Years(Excluding Moratorium i.e. Course Period+1 Year) |
| Moratorium Period | Course period + 1 Year |
| Rate of Interest | For Loans upto Rs. 20Lakhs: 8.05% For Loans above Rs. 20Lakhs: 8.10% |
| Processing Fee Amount | NIL |
| Insurance Cover | Insurance Cover included Equivalent to Loan Amount for repayment Period |
| Collateral / Security | No collateral security, except assignment of present as well as future income of the student |
| Co-borrower | No Co- Borrowers |
| Pre-payment Charges | NIL |
| Contact Point |
1. Gachibowli -Branch Mr.Sourabh Shulka Chief Manager, Branch Head Mobile No:6304903723. Mail ID : bmhyde3811@centralbank.co.in 2.Kukatpally Branch Mr.T. Vivekanand Senior Manager, Branch Head Mobile No:6304903731 Mail ID : bmhyde3856@centralbank.co.in 3.Credit Dept./RAC Mr.Sameer Ghormade,Chief Manager,RAC/Credit Incharge Mobile No: 7262081444 Mail Id : : rachydero@centralbank.co.in 4. Madhapur Branch K. Shailesh Manager Mobile No: 9494929829 |
| Eligibility | Post Graduate Management Programs offered at all ISB campuses across India. |
| Loan Amount | Up to 100% cost of education |
| Margin | NIL |
| Collateral Security | Not mandatory, the unsecured loan covers 100% of the tuition fee and accommodation expenses, with no margin money required. |
| Rate of Interest | 8.75%* p.a. onwards |
| Repayment Period | Up to 168 months |
| Co-Borrower | Father, Mother, Spouse, Brother or Sister |
| Income Tax Benefit | Yes, Tax benefits under section 80E of the Income Tax Act, 1961 |
| Loan Type | Unsecured & secured |
| Insurance | Loan insurance is optional; however, the student borrower may choose to avail it, and the insurance premium can be included in the education loan amount. |
| Key Benefits |
|
| Contact Point |
Cluster Manager– Dibyananda Behera :– 7391058833 Email : dibyananda.behera@credila.com |
To improve access to the programme, the school offers the following scholarships:
- Merit-Based Scholarships: Recognising exceptional candidates based on the overall evaluation in the selection process, including education, test scores, essays, recommendations, accomplishments and interview performance, offering up to 100% of tuition fees to fuel their academic journey.
-
Need-cum-merit Scholarships: Designed for candidates who excel academically while demonstrating genuine financial need, ensuring equal opportunity for talented individuals.
- Up to 100% Tuition Waiver: For applicants with family income up to and including INR 8 lakhs.
- Up to 75% Tuition Waiver: For applicants with family income above INR 8 lakhs and up to INR 20 lakhs.
Applicants must apply for the tuition waiver and provide all required documentation. Final decisions will be made after the scholarship interview. - ISB Develop India Scholarship: Empowering graduating students committed to driving India’s growth, providing them with the resources to lead impactful careers that shape the nation’s future.
Up to 40% of the class receives scholarship support, ensuring that every deserving candidate has an opportunity to pursue their ambition.
Note:
- All applicants are considered for merit scholarships by default.
- To be considered for Need-cum-merit Scholarship, applicants must submit additional information. This section is activated after the application has been submitted.
- Each applicant will be eligible to receive only one of the tuition waivers.
- The school reserves the right to add, withdraw or modify any criteria, amount, and count for all tuition waivers/scholarships cited above.
The following donors-supported scholarships were awarded to the PGP YL Co ’27
| Category | Name of the scholarship | Description | How to Apply? | Scholarship Amount in Lakhs | Number of Beneficiaries | Mode of Disbursal |
| Need-cum-Merit | Bharti Airtel Foundation Scholarship | The Bharti Airtel Foundation has committed to supporting five PGP YL students annually through need-cum-merit-based scholarships. Students with a parental income of less than INR 8,00,000 were eligible for a 100% waiver covering tuition fees (INR 18.65 lakhs), accommodation fees (INR 3.95 lakhs), and board and meal expenses (INR 2.50 lakhs). Students with a parental income between INR 8,00,000 and INR 18,00,000 were eligible for a 50% waiver of these components. | No separate application required | Up to 25.10 | 5 | Waiver |
| Need cum Merit | DSP Scholarship Programme | DSP Asset Managers supported two scholarships through a CSR grant. Under this scholarship, two PGP-YL candidates were awarded full tuition fee waivers amounting to INR 18.65 lakh each. | No separate application required | 18.65 | 2 | Waiver |
| Merit | MPS Limited Scholarship | MPS Limited supported three scholarships through a CSR gift. Under this scholarship, three PGP YL candidates were awarded fee waivers amounting to INR 20 lakhs, INR 20 lakhs, and INR 10 lakhs, respectively. | No separate application required | 10 - 20 | 3 | Waiver |
| Merit | Regal Rexnord Scholarship | Regal Rexnord sponsored two scholarships through a CSR gift. Under this scholarship, two PGP YL candidates were awarded fee waivers amounting to INR 20 lakh each. | No separate application required | 20 | 2 | Waiver |
| Merit | Taparia Family Scholarship | The Taparia Family has committed to supporting five PGP YL candidates annually through merit-based scholarships. Each awardee receives a 100% tuition fee waiver amounting to INR 18.65 lakhs. | No separate application required | 18.65 | 5 | Waiver |
| Merit | J.C. Flowers ARC Scholarship | J.C. Flowers ARC supported five scholarships through a CSR grant. Under this scholarship, five PGP-YL candidates were awarded full tuition fee waivers amounting to INR 18.65 lakh each. | No separate application required | 18.65 | 5 | Waiver |
| Merit | Adani Accelerated Leadership Programme | The Adani Group supported full tuition fee waivers of INR 18.65 lakh each for six candidates. | An application form is floated by the Adani Group for the enrolled PGP-YL candidates | 18.65 | 6 | Waiver |